Single Premium Plan

If you have a lump sum of money,
which you have saved over the years
or perhaps inherited and are looking for
a potentially better alternative to banks’
saving and term deposit accounts,
look no further.

If you have a lump sum of money, which you have saved over the years or perhaps inherited and are looking for a potentially better alternative to banks’ saving and term deposit accounts, look no further.

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Manufacturer of the product is: MAPFRE MSV Life

MAPFRE MSV Life p.l.c. (C-15722) is authorised by the Malta Financial Services Authority (MFSA) to carry on long-term business under the Insurance Business Act, Cap. 403 of the Laws of Malta. MAPFRE MSV Life p.l.c. is regulated by the MFSA.

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A Simple Guide to With Profits

Key Features Document

Key Information Document

The MSV Single Premium Plan is designed to provide you with capital protection and attractive bonus rates. Your money is invested in the MSV With Profits Fund, a time tested, reliable and tax efficient method of investment.
  • The MSV Single Premium Plan is a lump sum investment plan which invests in the MSV With Profits Fund.
  • A With-profits investment smoothes the return on your money by spreading the profits over good and bad years.
  • To give you the potential for medium to long-term tax-efficient capital growth.
  • To give you access to your money by making one- off withdrawals or regular annual withdrawals.
  • To invest a minimum lump sum of €5,000. You have the option to make additional Top- Ups at any time up to the last year of the plan.
  • You determine the duration of the Plan when you first invest subject to a minimum of 8 years.
  • If you cash in your Plan before the maturity date, you may not get back as much as you invested.
  • What you might get back will depend on the investment performance and the bonuses which may be added to your Plan. The rate of future bonuses is not guaranteed and may change over the years.